Welcome to my blog, I hope you enjoy your visit.
4 Life Press Journal will focus on issues health and lifestyle issues for women.
This is How Identity Thieves Use Your Information:
1. The thieves open new credit card accounts using your name, social security number and other personal ID, Then they use the credit cards and don't pay the bills, the delinquent accounts are reported on your credit report.
2. They establish phone or wireless service in your name.
3. They open a bank account in your name and write bad checks on that account.
4. They file for bankruptcy under your name to avoid paying debts they've incurred under your name, or to avoid eviction.
5. They counterfeit debit cards or checks and drain your bank account.
6. They buy cars by taking out auto loans in your name.
7. They call your credit card issuers pretending to be you, and ask to change the mailing address on your credit card account. The theft runs up charges on your account, it will take some time for you to realize there's problem because the bills are being sent to the new address.
Tips for Preventing Identity Fraud
1. Get a copy of your credit report every year from the three credit reporting agencies. make sure it is accurate and includes only activities authorized by you.
2. Cancel credit cards you don't need or use.
3. Don't give out personal information over the phone, through the mail or internet unless you initiated the contact or know who the person is.
4. Don't carry your social security card, leave it in a secure place.
5. Guard your mail and trash from theft, tear or shred credit card receipts, insurance forms, physician and bank statements before throwing them away.
6. Deposit outgoing mail directly into post-office collection boxes or at your local post office rather than in an unsecured mail box.
7. Review credit card and bank account information as soon as they arrive to make sure there's not any unauthorized activity.
8. Call the credit-card company or bank if an account statement is late. A missing bill may mean someone called the company, and using your name, changed the billing address to prevent you from seeing the fraudulent charges.
Use these tips to prevent having your identity stolen.
Go out and Vote! Many people are saying the election is over, the election is not over. That is what many want you to believe so that you won't go out and vote. Election day is Tuesday November 3, 2008, inspite of many people casting their vote early. There are millions who still haven't voted.
Don't sell this election short. Many people are complaining about the long waits at the polls, I think it's beautiful to see so many Americans get excited about the political process.
Code Black TV presents Free vewing election day !
Today I feel very creative and my thought process comes up with all kind of wild ideas. I have been working on my website and book that is to be released this winter. As I was surfing the net I came across this piece and felt like it needed to be shared.
The power of thought is indisputably great. For illustration, look at the life of Henry David Thoreau, a 19th-century Massachusetts philosopher.
In 1849, Thoreau, as a relatively unknown scholar, published his thoughts in a controversial essay about civil disobedience. The essay expressed his ideas about justice:
Thoreau's thoughts, as the basis for nonviolent resistance, would end up fueling two of the greatest social advancements of the 20th century - Ghandi's struggle to free India from Britain's colonial rule and the American Civil Rights Movement led by Martin Luther King, Jr.
In order to grow, our thoughts need careful attention and cultivation.
Thoughts only reach their potential in a healthy environment. During my time as a leader, I've encountered the following environmental hazards, or thought busters, which threaten to destroy good thinking.
When leaders pay any cost to ward off criticism, they sacrifice their best thoughts. In the words of Elbert Hubbard, "If you have something others don't have, know something others don't know, or do something others aren't doing, then, rest assured, you will be criticized." In my opinion, thinking requires boldness, the courage to be second-guessed, and readiness to endure conflict.
Lack of personal commitment to thinking
Taking action is by no means a negative quality in a leader. However, when a leader is all action, it's only a matter of time until he or she falls behind, steers off course, and surrenders the reins of leadership. I like Gordon MacDonald's appeal to mental fitness:
"In our pressurized society, people who are out of shape mentally usually fall victim to ideas and systems that are destructive to the human spirit and to the human relationship. They are victimized because they have not taught themselves how to think, nor have they set themselves to the lifelong pursuit of growth of the mind. Not having the faculty of a strong mind, they grow dependent upon the thoughts and opinions of others."
As leaders, thinking keeps us in front. Before we shape the future, we must get our minds in shape.
"I don't have enough time," has been my most common excuse to avoid thinking. However, blaming time constraints is not a legitimate excuse. After all, a great idea is one of the greatest commodities a person can own. Besides, by taking the time to think, we invent smarter ways to expend our energy and resources.
"I'm not creative," has been another excuse of mine. Of course, blaming my lack of creativity is actually a sorry excuse for being lazy. Thinking well isn't easy. It takes concentration, focus, and, most challenging of all, the discipline to stop moving for a few moments.
"This article is used by permission from Dr. John C. Maxwell's free monthly e-newsletter, "Leadership Wired," available at www.injoy.com."
Fathers day is almost over and I hope each and everyone was able to spend their day in peace and happiness. As I was reading my e-mail I ran across a very interesting website I would like to share with you.
A 13 year old along with her siblings developed an interactive website in honor of their father and fathers everywhere. Seven children, ranging from 4-17 are pleased to announce the launching of their new website. www.DearPapa.org As a tribute to their father national bestselling author, Daniel Whyte III. I believe you will truly enjoy this website, it is a breathe of fresh air.
Peace, Love and Happiness,
Go Obama! You are about change and many of us want change. I support you 100%. The Clinton's can continue their negativity and divisiveness with smiling faces but if God is for you they can't be against you. May God bless and keep you. Look for the truth in everything you do, continue to have faith and God will give you what you need. Just like he did when many of our ancestors faced bigotry and hatred for no reasons other than who they were, the color of their skin, their financial status and the many other menial reasons some people use to promote hatred and desparity.
Go Obama ! May God keep you surrounded by his angels!
For the past week I have been working hard at breaking my snacking and eating late at night habit.
It always amazes me how hard it is to be consistent with things that are so good for you. I like to stay up late eat popcorn, laugh at funny movies and sleep late the next day. Even when I go to bed early I wake up at 2:00am and I have a strong urge to get a snack. I know that eating a lot of small meals is healthier for us but I've also heard that from 10:00pm -2:00am are the healing times. The times at night when our body nurtures and soothes itself. So that means I really need to get with the healthy program. Does anyone have a solution, feedback or guidance to help me with this problem.
I am waiting to here from you.
I have had many discussions about intuition some enlightening while others have been thought provoking. I am an avid believer in my intuitive process. As a matter of fact, I believe my intuition has saved my life in some instances. I think that is one of the reasons I pay so much attention to my gut feelings. Webster defines intuition as an apparent ability to acquire knowledge without a clear inference or reasoning process. It is an immediate apprehension of an object by the mind without the intervention of any reasoning process. There are many of us who believe in this phenomen and have very solid evidence to back our belief. I've heard police, nurses and many others in different professions describe how they use their intuitive process in their daily work. I would like your submission of stories regarding your experience with intuition. Why you do or do not believe in this phenomen. I will select some of these stories for a book I will be compiling this year. Each contributor will receive a free copy of the book.
If you would like to contribute a story or comment please submit to: firstname.lastname@example.org .
P. O. Box 36651
Oklahoma City, Ok 73136